BEST MORTGAGE BROKER

We Get Loans Approved

7 Factors to Consider to Find

The Best Mortgage Broker

Getting a loan to purchase a property is an important decision that should not be taken lightly. There are hundreds of Mortgage Brokers out there, so how do you differentiate between them and how do you decide which one?

Whilst there are many factors that will influence your decision, you can use the following 7 factors to narrow your decision.

Complexity of the Loan – Not everyone has the perfect amount of deposit, the ideal income or the perfect financial history. Where your loan is not perfect, your loan will be harder. This means you will need a Mortgage Broker that is prepared to go the extra yard, work hard for you and has the experience to locate the right loan for your needs.

Past Successes – The experience of having a lender reject your application for a loan is less than exciting. Understanding the success rate of your Mortgage Broker is important. The higher the past success rate, the more likely that your loan will be approved.

Simple, easy to follow Communication – Getting a home loan can be complicated, particularly if it is your first time. Your Mortgage Broker must have the skills to communicate the difficulties in a language that you can understand.

Brisbane Home LoansFind A Mortgage Broker In Brisbane

Reliable and Available – Depending on the situation, you will need to reach your Mortgage Broker and seek advice. Loan applications are not always smooth, and the pressure of a finance clause deadline can add to the stress. Being able to easily contact your Mortgage Broker is important.

Attention to Detail – Your Mortgage Broker must establish a detailed understanding of what you need today and what you may need in the future. Considering your future needs up front, will make it cheaper, easier and faster to access money in the future.

Will you still be Important After the Loan is Done? – Once your loan is in place, it is crucial to know that your Mortgage Broker is still working for you. Your Mortgage Broker should be in regular contact, keeping you informed of market changes and always looking for opportunities to save you money.

Service…. Service…. Service – Whilst online loan applications may sound trendy, nothing can replace good old-fashioned service. Whilst service may not be top of mind when things are going well, it becomes paramount when problems occur and you need a familiar friendly face to assist you.

Get a Local Aussie Expert on Your Side.

Brisbane Home Loans has established their business based on Service, Reliability, Credibility, Professionalism, Expertise and Attention to Detail. These values have resulted in a 95% success rate in getting loan applications approved by lenders.

Brisbane Home Loans deal with more than 40 Lenders in Australia and have access to hundreds of products which offer different rates, terms, fee structures, incentives and more. This is the reason our Mortgage Specialists can find the loan most suited to each client the first time.

We pride ourselves on helping clients get a loan even when the deal is complicated and tough. By understanding your needs today and in the future, we can find the right product and get you approved.

We take great pride in what we do as our clients are extremely important to us. Our Client reviews are an indication of how determined we are to provide the best possible, good old-fashioned service, to our clients.

40 Lenders we work with

Let us Help You Find the Right Loan For You!

How Do We Make It Easier for You!

We remove the stress for you by taking care of the nitty-gritty details and the complicated bits to ensure you have access to the most competitive home loan offerings in the market that suits your specific needs. Our Mortgage Broker in Brisbane will keep you informed through the entire process.

We don’t stop here! After your loan is in place, we will monitor your loan rates regularly and ensure they continue to be competitive in the market, so you can continue to reap the benefits, even years after the loan settles. At Brisbane Home Loans we aim to reduce the pressures of attaining finance for your first home, first investment or when choosing to refinance. Good old fashioned service the way it used to be.

Most importantly at Brisbane Home Loans, you talk to people just like you, not computers or robots. Our mortgage broker in North Brisbane are available when you need them at your convenience.

What Does A Mortgage Broker Do

Listen and Evaluate Your Needs

Calculate How Much You Can Borrow

Compare Options Available to You in The Market

Obtain Pre-Approval For You

Create A Plan For You To Ensure Your Always Getting The Best Deal

Most Importantly We Provide This at No Cost To You

Do All The Leg Work

Provide You Expert Advice

Why Choose

Brisbane Home Loans for Mortgage Broker Brisbane?

Over 95% Approval Rating On Loan Applications
Impressive Customer Reviews
We do all the Groundwork
Most Recommended Mortgage Broker Brisbane
Experts in Home Loan Refinance Brisbane
We’re There for You, Not the Banks
We Work According to your Convenience
We Make What Appears Impossible, Possible
We Are There For You Even After Your Loan Is In Place

Why Use

Brisbane Home Loans?

We work with a panel in excess of 43 lenders
We have more options for loans than any one bank
We are 100% interested in getting the best deal for our client not the lender
Our service is second to none
We do all the hard work. We find the right deal, prepare the paperwork and manage the loan application for you
We constantly keep you up to speed on progress

Our Promise to You!

Impressive Customer Ratings

We put you first because we genuinely want you to have your dream property!

We Work According to your Convenience

We understand that busy lifestyles leave little time to shop around and to attend meetings, therefore, we are available at your convenience, including after hours.

We’re There for You, Not the Banks

We do not charge a fee for our financial services, our fee often comes from the lender.

Expert Mortgage Brokers

Our relationship with more than 43 Lenders and our experience in the industry, allows us to have access to a large number of options for you loan. This allows us to listen to your needs and find the loan that best accommodates what you need for the ideal residential home loan in Brisbane.

We Make What Appears Impossible, Possible

When deals are difficult, we work even harder for our clients. Our clients are always satisfied that we leave no stone unturned.

We Are There For You Even After Your Loan Is In Place

After settlement, we become your friend, not just your Mortgage Broker because we really do care. With more lenders and increased competition, there is always opportunity to get better rates. We monitor your loan after it settles and continue to work for you.

Frequently Asked Questions

How Does Brisbane Home Loans Save You Money?

There is a natural tendency to borrow from the bank that has your savings account without considering other options. The lending industry is very competitive and many lenders hungry for your business. Getting the best deal is about the rate, the overall fees and the flexibility for the loan to meet your future financial and investment needs. Our Finance Specialists are always up to date with new products, deals available and incentives provided by all lenders. They are also aware of any negative costs associated with specific products at any one time. This expertise provides savings to our clients as we find the right deal for you. Over time these savings, can result in significant financial benefit to you.

How Does Brisbane Home Loans Help Get My Loan Approved?

How your loan is presented matters and so does the lender chosen for your specific loan. The same loan presented differently can be approved or declined. Our Finance Specialists know what it takes to get your loan application approved by the right lender. If necessary, our Finance Specialists will work with you and offer suggestions of what could be done to improve your financial position prior to applying for a loan. Any potential deterrents to approval are identified and discussed with options provided to remove them.

How much can I borrow?

Often this is the first question we’re asked. Our Finance Specialists can help you work out how much you can borrow. Often, the answer can differ by lender as their policies differ greatly. We provide our clients multiple options available and explain the differences, so that you can make an informed decision.

What is a Pre-Approval?

A pre-approval provides clients an indication of the maximum amount of money that a lender will allow you to borrow. A pre-approval provides comfort of what you can borrow and allows you to negotiate your dream home with confidence. Pre-approvals are generally limited to timeframes but can be extended. Online pre-approvals are generally only indicative. Brisbane Home Loans can arrange a pre-approval for you at no cost.

Can I be Confident That You Will Do Everything Possible to Secure A Loan?

The lending industry is complex which changes daily as individual lenders modify their lending policies and their appetite for specific types of loans. At times, circumstances surrounding a specific client can add difficulty and complexity to your loan. This requires expertise to identify the right lender and product specifically for your property and your loan. This takes time and experience. We don’t shy away from complex deals and work effortlessly for our clients providing the deal is possible.

How do We Get Paid?

We receive a commission from the lender once the loan has been drawn. This is the case for 95% of our loans. In specific situations, depending on the size of the loan, the term of the loan and the complexity of the loan, we may charge a fee for service, however this is rare, and we always disclose this to our client’s up front.

How Does Brisbane Home Loans Assist First Home Buyers?

Buying your first home can be exciting, complex and terrifying at the same time. Brisbane Home Loans provides First Home Buyers guidance and support in their journey through the First Home Buyers Club. We offer assistance in identifying strategies for savings a deposit and also understanding the options available to you as a First Home Buyers, through grants, superannuation savings and deposit guarantees that will assist you. www.brisbanehomeloan.com.au/register

Join our First Home Buyers Club

The first home buyers club allows anyone considering their first home, to join and become eligible to receive regular updates and information from our panel of Financial Specialists, Lending Experts, Lawyers, Property Specialists and Real Estate Agents

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