Your borrowing power decides the maximum amount you can get for a loan. Use our borrowing power calculator to evaluate your loan eligibility accurately based on your income, expenses, and financial commitments. Brisbane Home Loan delivers customised mortgage solutions tailored to your needs, regardless of whether you are a new buyer or a seasoned property investor.
A steady, verifiable income, including salary, rental earnings, and bonuses, strengthens your borrowing capacity.
Existing loan repayments, credit card limits, and essential monthly expenses influence your loan eligibility.
A larger deposit lowers your LVR, securing better loan terms and reducing lender risk.
Competitive interest rates and an optimal loan term impact repayment affordability and overall borrowing capacity.
A strong credit score and a solid repayment history increase your chances of loan approval and access to lower interest rates.
While online calculators give an approximate figure, a proper financial evaluation helps you maximise your borrowing power. Our mortgage brokers conduct an in-depth analysis of your financial profile, compare multiple lenders and help you in getting the optimal home loan. Use our borrowing power calculator now and Discuss with a mortgage specialist at Brisbane Home Loan for a precise and tailored assessment.
