Brisbane Home Loans secures your borrowing capacity upfront so you can bid at auctions and negotiate with real estate agents with absolute certainty. We handle the banks and build your application for fast approval. Know your buying power before you bid. Brisbane Home Loans compares more than 40 lenders to get you pre-approved for a home loan, free of charge.
Get Pre-Approved Free | Call 07 3889 9250
Services:
More than 40 lenders | More than 150 five-star Google reviews | No broker fees | Strathpine office
A pre-approved home loan, also known as conditional approval or preliminary approval, is a lender's written estimate of how much it will lend you. You get it before you choose a property. Final approval still depends on the valuation and your finances staying the same.
Our brokers build each application so that limit holds up when you find the right home.
Borrowing assessment
We test your finances against more than 40 lender policies
Assessed pre-approval
We ask for a credit-assessed approval where your lender offers one
Property checks
We confirm your lender will accept the home before you bid
Scheme checks
We confirm your eligibility for first home buyer grants and concessions
Expiry tracking
We watch your expiry date and renew your approval when needed
Final approval
We manage your valuation, conditions and loan papers until settlement
Book a free chat: Call or book online to discuss your goals, deposit and timeframe.
Share your documents: Upload payslips and statements through our secure client portal.
We compare lenders: We match lender policies to your income, then prepare the application.
Get your pre-approval: Your conditional approval letter shows your limit, conditions and expiry date.
You can complete your online home loan pre-approval with us from home. Upload documents through our portal and talk with your broker by phone, whether you live in North Lakes, Chermside or Redcliffe.
Bank pre-approved mortgages test you against one lender's rules. Applying at several banks can backfire, since too many credit applications in a short time can lower your credit score. We compare lenders first, then lodge one application with the best fit.
We arrange pre-approved home loans for:
Eligible first home buyers can pay no transfer duty on a new home and may receive the $30,000 First Home Owner Grant on new homes under $750,000.
Daniel Trotter helped set up Brisbane Home Loans. Before that, he assessed home loan applications as a bank credit officer. He now builds pre-approved home loan applications the way lender assessors read them.
Jordan Sorbello holds a QUT business degree in accounting and property economics. Our team has earned more than 150 five-star Google reviews from local clients.
We're based on Gympie Road in Strathpine, serving North Brisbane and Moreton Bay. Brokers now arrange more than 80% of new home loans in Australia.
We send you a personal checklist after your first chat. Most clients need:
Customers Testimonials
It was Our First Home and We had No Idea. Thanks to The Team From Brisbane Home Loans
Daniel and the team at Brisbane Home Loans were super helpful and friendly to me as it was my first home loan and I had no idea! They answered all my questions and were very hardworking. Would definitely recommend to a friend.
They Made Buying Our First Home Easy and Fun. Thanks
The team at Brisbane Home loans have been super helpful and extremely professional to assist us with all our first home questions.
will be recommending them to everyone I know looking to buy!
Thanks for Helping me Turn my Dream into a Reality
Service was great, very informative and kept me up to date on all progress and all steps. Follow up after it was all done and dusted was also great. Took the stress out of it which was a great help for my busy life. I would totally recommend Dan and Jordan to anyone.
It often takes a few days to 2 weeks, depending on the lender and your documents. This applies whether you’re after full pre-approval, conditional approval or a preliminary approval. We give you an expected timeframe at your first chat.
It can, which is why we check the property, flag new debts and track your expiry date. If a valuation comes in low, we work through your options with you.
Often, yes. We check your eligibility for the Australian Government 5% Deposit Scheme, which has a $1,000,000 Brisbane price cap and helps eligible buyers avoid Lenders Mortgage Insurance.
Listen and Evaluate Your Needs
Calculate How Much You Can Borrow
Compare Options Available to You in The Market
Obtain Pre-Approval For You
Create A Plan For You To Ensure Your Always Getting The Best Deal
Most Importantly We Provide This at No Cost To You
Do All The Leg Work
Provide You Expert Advice
We bring 26 years of active lending experience to every single application. We know exactly how bank assessors evaluate different property types across Queensland.
Clients trust us to get Pre-Approved for home loan finance because we deliver clear financial results. We act completely independently from the big banks.
Zero out-of-pocket broker fees for our standard residential lending services.
Direct access to a massive panel of major Australian banks and specialist lenders.
Clear guidance on interest rates, discharge fees, and ongoing loan conditions.
Over 150 verified five-star reviews from happy Queensland property owners.
We stay with you long after the initial approval. When you find the right property, we order the final valuation and push the bank for formal approval. We handle the heavy lifting until you collect the keys.
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