Refinance Home Loans Brisbane
There are lots of reasons why we don’t find the time to Refinance a Home Loan or Refinance an Investment Loan. Day to day time pressures of work, kids, sport and family generally leaves us little time to follow the financial markets which are constantly influencing interest rates and the deals offered by lenders. What must be considered that often a .05% change in interest rates can have a significant reduction on the term of your Home Loan.
Refinancing A Home Loan or Refinancing an Investment Loans is possible due to the ongoing changes in rates by lenders in the marked. There are many reasons why lenders will change your rate of interest including changes by the Reserve Bank, availability of money in the market and the lenders desire for profit.
The entry of new banks into the industry has also increased competition resulting in more viability in the market, more competitive rates and consumers are taking advantage of this by Refinancing Their Home Loans.
Refinancing results in saving on the amount of interest you pay to the bank. Once you refinance, you can either bank the savings in repayments or you can continue to pay the same amount which means you will pay the loan quicker and pay much less in interest.
Depending on your financial position, refinancing and existing loan may create an opportunity for further investment or a second property.
YOU’RE IN GOOD HANDS – We take the stress out of Refinancing a Home Loan or Refinancing An Investment Loan.
Another reason for Refinancing Your Home Loan or Refinancing an Investment Loan is to take advantage of a fantastic fixed interest rate which can provide some stability and predictability in your monthly repayments. This strategy can establish predictability in your repayments and may provide opportunities to fund another investment.
Brisbane Home Loan Finance Specialists are your eyes and ears in the market on a daily basis ensuring that they monitor your loan and immediately let you know when there is an opportunity to save money. You decide if you want to take advantage of the saving and Refinance. If you chose to Refinance, we will ensure the transition is stress free.
Brisbane Home Loans Finance Specialists have access to more than 40 financial institutions daily. Our Mission is to help our clients create long-term financial success and we specialise in loan refinancing to achieve this.
Our Finance Specialists will assess your situation and provide you a report identifying any opportunities available to you and the associated savings. This is a Free Service that we provide to our client.
FREE LOAN HEALTH CHECK – Our loan health check compares your current interest rate and fees against what we can obtain for you if you refinance.
How We Assist Our Clients
- Initial Meeting to Gather Information
- We conduct a Market Assessment
- We identify products that suit your needs
- We produce a benefit analysis (Loan Health Check Report)
- Second meeting to present the Health Check Report for your approval
- We gather all necessary documents and lodge application
- We finalise your new loan
We Can Asess Your Existing Loan and Report Back How Much You Can Save in Less Than 48 Hours.
Frequently Asked Questions
Refinancing means to replace the current existing loan on your property with one from either the same lender or a different lender.
Currently interest rates are at historical lows, so securing those rates in can be beneficial. Having products with facilities such as offset accounts or redraw facilities can also help to have you Home Loan working for you, as opposed to against you
Depending on each individual circumstance, there are fees attached, however, the fees are always disclosed to you during the initial interview.
Before lodging the application we discuss with you the savings and improvement in terms versus any fees.
When considering refinancing, consulting our specialists can open up a range of options to you that you may not have thought about. Things such as drawing down on equity in your property to pay for any needed renovations, or to finally get away on that family holiday.
Why Choose Brisbane Home Loans
You're In Good Hands
Brisbane Home Loans is all about good old fashioned personal service without exception.
We Find The Right Deal For You
We take the time to listen to your needs and then search the market for the best products that satisfies your needs at the lowest possible cost to you.
We continue to work for you after the deal is finished, ensuring that we asess any new offers that become available which may improve your current deal.
One Stop Lending
We give our clients access to Personal Loans, Home Loans, Investment Loans and Commercial Loans. You always only deal with on person for all your lending services.
How We Work With Our Clients
We can meet clients in our office, in their home, their office or the local coffee shop. Our initial interview will helps us understand the clients needs in the short, medium and long term so that we can find the best possible lender for your loan.
The world of financing continues to be more and more complicated. Our Lenders have experience in finding the right product to meet the specific needs of each of our clients. During this phase, we identify two to three options that may be suitable.
Our Lending Specialists will present to you a number of options available outlining the differences, benefits and downfalls of each option presented. Our preferred option and reasons why, we consider this the best fit for you will be clearly explained.
Our Lending Specialists work with our clients to have all documentsation signed, submitted to the lending institution and processed through to approval.
We pride outselves on client service which is why our Lending Specialists establish a reasonable review timeframe where they touch base with our Clients to ensure everything is working as planned. During this review, the client is made aware of any new financing options in the market.
Brisbane Home Loans is not about one off loans. We truly care about our clients, which is why we stand by their side beyond the completion of the loan.
Being Our First Home It Was Great Having The Knowledge of Daniel & The team at Brisbane Home
We have been working with Daniel and the team at Brisbane Home Loans for the purchase of our first home, being first home buyers it has been great having the knowledge of Daniel & the team at Brisbane Home Loans to support us. We can’t thank them enough for their support and making themselves available to answer all of our questions. I’d highly recommend Brisbane Home Loans.
We Saved More Than 1% On Our Existing Home Loans
We didn’t realize how important it was to review our home load until we engaged with Daniel and Jordan at Brisbane Home Loans. They helped in submitting our application which resulted in a saving of over 1% in interest on our loans, plus a reduction in our on going bank fees. I would recommend this business and thank Daniel and Jordan for making the process so easy.
Sam and Nicky
It was Our First Home and We had No Idea. Thanks to The Team From Brisbane Home Loans
Daniel and the team at Brisbane Home Loans were super helpful and friendly to me as it was my first home loan and I had no idea! They answered all my questions and were very hardworking. Would definitely recommend to a friend.
They Made Buying Our First Home Easy and Fun. Thanks
The team at Brisbane Home loans have been super helpful and extremely professional to assist us with all our first home questions.
will be recommending them to everyone I know looking to buy!
Thanks for Helping me Turn my Dream into a Reality
Service was great, very informative and kept me up to date on all progress and all steps. Follow up after it was all done and dusted was also great. Took the stress out of it which was a great help for my busy life. I would totally recommend Dan and Jordan to anyone.
Thanks for helping me get my dream into a reality.
Car Loan Approved In Less Than 3 Hours – So Wrapped
I could not believe how quickly Jordan was able to organise my car loan. He was so helpfull and I am truly greatfull.