Cooling Off Period

The cooling off period of 5 business days in Queensland is the length of time after the buyer receives the dated contract signed by both parties and in which a buyer can change his mind and cancel the contract.  There is no cooling off period for a property purchased at an Auction.

Determining when the cooling off period commences and ends is influenced by several factors, and you should consult your solicitor to ensure you are fully aware of your rights.

If you terminate a contract under the cooling off period, the seller may deduct a penalty of up to 0.25% of your purchase price.

Terminating a contract during the cooling off period, needs to be in writing to the seller or the seller’s agent and should be delivered before 5.00 p.m. on or before the final day of the cooling off period.

A buyer can choose to waive or shorten the nominated cooling off period in writing to the seller or their agent.

Consulting your solicitor on all aspects of the cooling off period is recommended. Your solicitor can act as the person responsible for communicating with the other party, as part of your conveyancing engagement.

Why Choose Brisbane Home Loans?

You're In Good Hands

Brisbane Home Loans is all about good old fashioned personal service without exception.

We Find The Right Deal For You

We take the time to listen to your needs and then search the market for the best products that satisfies your needs at the lowest possible cost to you.

Ongoing Comittment

We continue to work for you after the deal is finished, ensuring that we asess any new offers that become available which may improve your current deal.

One Stop Lending

We give our clients access to Personal Loans, Home Loans, Investment Loans and Commercial Loans.  You always only deal with on person for all your lending services.

How We Work With Our Clients?

We can meet clients in our office, in their home, their office or the local coffee shop. Our initial interview will helps us understand the clients needs in the short, medium and long term so that we can find the best possible lender for your loan.

The world of financing continues to be more and more complicated. Our Lenders have experience in finding the right product to meet the specific needs of each of our clients.  During this phase, we identify two to three options that may be suitable.

Our Lending Specialists will present to you a number of options available outlining  the differences, benefits and downfalls of each option presented. Our preferred option and reasons why, we consider this the best fit for you will be clearly explained.

Our Lending Specialists work with our clients to have all documentsation signed, submitted to the lending institution and processed through to approval.

We pride outselves on client service which is why our Lending Specialists establish a reasonable review timeframe where they touch base with our Clients to ensure everything is working as planned.  During this review, the client is made aware of any new financing options in the market.

Brisbane Home Loans is not about one off loans. We truly care about our clients, which is why we stand by their side beyond the completion of the loan.

What Does A Mortgage Broker Do

Listen and Evaluate Your Needs
Calculate How Much You Can Borrow
Compare Options Available to You in The Market
Provide You Expert Advice
Do All The Leg Work
Obtain Pre-Approval For You
Create A Plan For You To Ensure Your Always Getting The Best Deal
Most Importantly We Provide This at No Cost To You


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