Offers
Find and compare Brisbane home loan offers
Suncorp – Multiple depending on Loan
Suncorp – Cashback Offers Policy
Up to $4k Cash Back Boost payment
- Get $3k with a new home loan of $500K to <$1M with LVR ≤ 90%.
- Get $4k with a new home loan of $1M or more with LVR ≤ 90%.
Apply by 30 March 2023, settle by 28 June 2023. Unless withdrawn prior.
Save up to $11,250!
- Pay no annual fee for the life of the loan if you take out a new Home Package Plus home loan of $150k+. That’s a saving of $11,250 over a 30 year loan.
- Available with eligible new home loan packages ≥ $150k
- $3,000 Solar Home Bonus Offer – EXTENDED
- $3,000 cash bonus offer to eligible loans
- Loan/s must be at least $500,000 and LVR <= 90%.
AMP
Available on loans that are:
- Owner occupier and residential investment with a portion of the loan on a variable interest rate;
- Professional Package, AMP First, Essential and Basic home loan products only;
- Minimum loan amount of $250,000 for $2,000 cashback bonus; *** and
- Minimum loan amount of $1,000,000 for $5,000 cashback bonus.***
ANZ – Refinance
- Apply Date: From Monday 29 August 2022 (as per original submission date)
- Drawdown within 120 days from submission date
- Loan Purpose: OFI Refinance
- Minimum Loan Amount: $250,000 or more (New to ANZ Lending)
- Offer may be amended or withdrawn at any time
- The cashback amount will be determined by the bank assessed LVR (loan to value ratio). The following applies:
- LVR 80.00% or less $4,000
- LVR 80.01% or more $2,000
ANZ – First Home Buyer Campaign
- Apply Date – From 1 December 2022 (as per original submission date) Note: Offer may be amended or withdrawn at any time
- Drawdown – Drawdown within 180 days from Apply date
- Loan Purpose – Purchase or Construction of Residential Property for Owner Occupation (First Home Buyer)
- Applicants – Must be an Individual (i.e. Excludes Non-Individual Applicants)
- Minimum Loan Amount – $250,000 or more (New to ANZ Lending)
- Included Home Loan Products – Owner Occupied Home Loans:
- Standard Variable Rate Home Loan
- Fixed Rate Home Loan
- Simplicity PLUS Home Loans
- Excluded Home Loan Products
- Residential Investment Loan Products
- Home Loan in a Company Name Products
- Land Loan Products
- Eligible Payable ANZ Account ANZ Access Advantage, ANZ One Offset or ANZ Plus Account in the name(s) of the borrower(s)
Bankwest
To support customers with the cost of refinancing, the current home loan refinance cashback offer of $2,000 which commenced on 12 November 2020 will be extended for applications received up to and including Tuesday 28th of February 2023.
From Wednesday 15 September 2022, loans up to 90% Loan-to-Value Rao (LVR) (including Lenders Mortgage Insurance) will also be eligible.
To be eligible, the below criteria must be met:
- Applications submitted on or after Thursday November 12, 2020
- Lending must be a new refinance to Bankwest (refinances of existing Bankwest and CommBank loans are excluded from this offer)
- Lending must not exceed a loan to value ratio (LVR) of 90% inclusive of LMI
- Repayment type can be principal and interest or interest only
- Available on owner occupier and investor loans
- Minimum refinance-specific home lending amount ≥$250k (excludes debt consolidation of personal loans and credit cards)
- Any available Bankwest home loan product is eligible
- Normal lending policies apply
- This offer is not available in conjunction with any other promotions
- Loan disbursal on or before Sunday 30th of April 2023
BOQ
$3,000 Refinance Cashback Offer
Effective Wednesday, 30 November 2022 the current refinance cashback offer will be extended, increased and enhanced to include new applications received from 1 December 2022. The enhanced offer is being made on an ‘open ended’ basis, provided settlement occurs within 120 days of application.
The enhanced offer is as follows:
- The eligible cash back amount is $3,000.
- Cashback is offered on an ‘open ended’ basis, provided settlement occurs within 120 days of the application being received by BOQ.
- All other eligibility criteria remain the same, including that this offer can be amended and/or withdrawn by BOQ at any time without notice.
Open Ended
Previously, eligible applications would need to be submitted and settled by a specific date. The new open-ended offer will mean that from 1 December 2022 new applications can be submitted at any time but must settle within 120 days of the application keyed date (approximately 4 months).
Eligibility:
- Personal customers only, who are Australian residents aged 18 and over taking out a new home loan with BOQ. Non-personal borrowers (including Trusts and Companies) are not eligible for this offer.
- The purpose of the loan must be to refinance a loan to BOQ from another financial institution. This excludes refinances from BOQ Specialist, ME Bank and Virgin Money (Australia).
- Lending must be flagged with refinance purpose on the loan application.
- Applications need to be received from Thursday, 1 December 2022.
- Refinance settlement within 120 days of the loan application date.
- Minimum total lending of at least $250,000 with maximum LVR of 80%.
- An applicant will be eligible for a maximum of one refinance cashback payment, regardless of the number of loan applications they are party to.
- Multiple applicants will jointly receive a maximum of one refinance cashback payment (provided all other eligibility criteria are satisfied).
- Customers who have ever received a similar cashback payment from BOQ will be ineligible for these offers.
Customers will automatically be paid the cashback, provided the eligibility criteria outlined above has been met. Customers will be required to have an existing BOQ transaction account or open a BOQ transaction account that the cashback will be paid to within 30 days of the loan settlement.
Full Terms and Conditions and FAQs are attached for your reference and will also be available via the Broker Portal from 1 December 2022.
CBA
$2,000 OFI Refinance Cashback Offer Extended
We are offering a Refinance Cashback of $2,000 to customers who refinance their home loan from another financial institution to CommBank.
Applications must be submitted by Saturday 31 December 2022, with loans funded by Friday 31 March 2023. Minimum refinance amount $250,000. This offer is not available for Bridging Loans. Limit of one $2,000 cashback per borrowing entity and per customer over a 12 month period.
Eligibility
- Owner Occupied Home Loans; and
- All Investment Home Loans.
Criteria
- Offer available on eligible home loans funded on and from 1 January 2020 (except for Owner Occupied Interest Only home loans, which are eligible if funded on or from 7 April 2020.
- Customers must refinance their eligible Home/Investment Home Loan from an Other Financial Institution (OFI), i.e. other than Commonwealth Bank or Bankwest.
- The refinance amount from the OFI must be $250,000 or more. New money and Top Up applications are not included in the $250,000.
- Refinancing of an existing Commonwealth Bank or Bankwest Home/ Investment Home Loan is not eligible for this offer.
- Limit of one $2,000 cashback payment per borrowing entity (e.g. individual, joint borrowers, company) and per customer over a 12 month period.
- We will credit the $2,000 cashback amount only to a CommBank Transaction Account within 90 days of loan funding.
- We will not combine the $2,000 cashback offer with our MAV fee waiver.
Process
- Customers with eligible applications will be credited the cashback payment to their Commonwealth Bank transaction account within 90 days of loan funding. You no longer need to complete a request in the Home Loan Pricing Tool (HLPT) for the customer to receive the $2,000 OFI Refinance Cashback offer.
Note
- This offer is not available for Bridging Loans.
- We reserve the right to terminate this offer at any time. Applications are subject to credit approval. Fees and charges may be payable. Full terms and conditions will be included in our loan offer.
CITI Bank – Multiple depending on Loan
Citibank – Cashback Offers Policy
Offer is Extended up until 31 January 2023 and settled by 30th of April, 2023.
One of the best ways of looking after your clients in a rising rate environment is to offer them the flexibility of our Offset Savings Account together with our competitive rates and cashback offer.
Your clients can enjoy a low interest rate and earn:
- $3,000 cashback offer where the standalone Citi home loan application amount is $350,000 or more, and less than $650,000.
- $4,000 cashback offer where the standalone Citi home loan application amount is $650,000 or more, and less than $850,000.
- $5,000 cashback offer where the Citi standalone home loan application amount is $850,000 or more.
Citi home loan application must be submitted within the Promotional Period.
New purchase and refinance applications are for a limited time only. T&Cs apply
As a reminder from 1st September 2022, a cashback payment is no longer applicable to be paid on any standalone refinances within National Australia Bank Group including NAB, Advantedge and UBank home loans.
Heritage Bank
Get $3,000 cashback – Same for Purchase and Refinance.
Apply for an eligible home loan of $500,000 or more between 1 December 2022 and 28 February 2023 and settle by 30 April 2023, and open a Heritage Simply Access or Mortgage Crusher transaction account when you apply.
What is an eligible home loan?
An eligible home loan is one of the following Heritage home loans:
- Discount Variable.
- Standard Variable (including Home Advantage Package eligible loans).
- Fixed Rate (including Home Advantage Package eligible loans).
Your total lending must be a minimum of $500,000 across an eligible home loan/s, that are in the same names as the transaction account/s.
What are the exclusions?
The offer excludes:
- Internal refinances, switches and re-fixes of existing Heritage home loans; and
- Home loans that are paid out or closed before the cashback payment; and
- Bridging Loans, Construction Loans and Business Loans.
There is also a limit of one cashback per member. For example, if you receive the cashback under an individual loan and then apply for a joint loan, the joint loan will not be eligible to receive the cashback
Heritage – Cashback Offers Policy
Get $3,000 cashback – Same for Purchase and Refinance.
Apply for an eligible home loan of $500,000 or more between 1 December 2022 and 28 February 2023 and settle by 30 April 2023, and open a Heritage Simply Access or Mortgage Crusher transaction account when you apply.
What is an eligible home loan?
An eligible home loan is one of the following Heritage home loans:
- Discount Variable.
- Standard Variable (including Home Advantage Package eligible loans).
- Fixed Rate (including Home Advantage Package eligible loans).
Your total lending must be a minimum of $500,000 across an eligible home loan/s, that are in the same names as the transaction account/s.
What are the exclusions?
The offer excludes:
- Internal refinances, switches and re-fixes of existing Heritage home loans; and
- Home loans that are paid out or closed before the cashback payment; and
- Bridging Loans, Construction Loans and Business Loans.
There is also a limit of one cashback per member. For example, if you receive the cashback under an individual loan and then apply for a joint loan, the joint loan will not be eligible to receive the cashback
ING
This $3,000 ING Home Loan Refinance Cashback Promotion (‘Promotion’) commences on 1 July 2021 and ends on 31 December 2022 (‘Promotional Period’), unless extended.
All applications for credit are subject to ING’s credit approval criteria. Fees and charges apply.
Customers who meet the following eligibility requirements will receive $3,000 cashback subject to the terms and conditions of this Promotion (‘Eligible Customers’):
- customers must be Australian residents aged 18 years or over;
- customers must submit an application for a new ING home loan (‘new ING Home Loan’) within the Promotional Period (the ‘Application’);
- the Application must include the refinance of an existing home loan from another lender and be for a total loan amount of at least $500,000. This refinance amount of $500,000 excludes refinances of existing ING loans;
- the new ING Home Loan must have a loan to value ratio (LVR) of 80% or less;
- The new ING Home Loan must settle on or before 31 March 2023; and
- an active ING Orange Everyday transaction account must be held in the same name(s) as the new ING Home Loan at the time that the cashback is paid (which will occur within 70 days after settlement).
The Promotion applies in relation to any available ING Home Loan product including Owner Occupier and Investor loans and loans with Principal and Interest and Interest Only repayments.
The Promotion is limited to one $3,000 refinance cashback per Application irrespective of the number of:
- properties or borrowers included on the Application; or
- loan accounts that are being opened through the refinance.
The Promotion is not available in conjunction with any other promotions.
Provided these Terms and Conditions are met, Eligible Customers will receive $3,000 cashback transferred electronically into their ING Orange Everyday transaction account within 70 days of settlement.
Where an Eligible Customer has more than one Orange Everyday account held in the same names as the new ING Home Loan, ING will determine which account will receive the cashback. The customer cannot nominate an account. The customer will be notified via email after the cashback has been deposited into their account.
The $3,000 cashback will not be considered in ING’s assessment of whether you could service the new ING Home Loan.
ING accepts no responsibility for any tax implications that may arise from the cashback. Eligible customers may need to seek advice from the Australian Tax Office or their own taxation adviser or independent financial adviser.
This Promotion is current as at 29 September 2022. ING reserves the right to change or withdraw the Promotion at any time.
ME Bank Multiple depending on Loan
ME Bank – Cashback Offers Policy
ME is excited to announce a new cashback offer of up to $4,000.
There’s no place like ME for your customers’ next home loan, and from Thursday 1 December 2022, eligible refinance applications could receive the following cashback amounts when they switch to ME:
- $4,000 for applications with an LVR ≤60%.
- $2,000 for applications with an LVR >60% and ≤80%.
This new cashback offer is available to customers who refinance a minimum loan of $250k from another financial institution and settle within 120 days of the application date.
Eligible refinance applications received before 1 December 2022 that settle by 28 February 2023 will get the previously advertised cashback offer of $2,500.
Important: While an application involving both a purchase and refinance was previously eligible for ME’s cashback offer, the same application received from 1 December 2022 will no longer be eligible for the offer. (https://www.mebank.com.au/home-loans/refinance/).
MyState – Multiple depending on loan
My State Bank – Cashback Offers Policy
The refinance cash back offer (cash back) is available for refinances from other financial institutions and can be withdrawn at any time.
$2,000 cash back where the refinance amount is between $250,000 and $499,999.
$3,000 cash back where the refinance amount is $500,000 or more.
The refinance amount excludes cash out, top-ups and new loans.
The loan to value ratio (LVR) must be equal to or less than 80%.
Eligible loan applications to be submitted between 04/10/2021 and 31/12/2022 (Offer Period) and settled by 31/03/2023. The Offer Period may be adjusted at any time.
Loan applicants must have an open MyState savings or transaction account (Account) prior to loan settlement. The Account must be opened in the same name/s as the loan applicant/s. The cash back will be paid into the Account within 2 weeks following settlement. Terms & conditions, fees & charges apply and are subject to change. Loan applications are subject to MyState’s credit approval criteria. Please seek independent tax advice before acquiring the product.
The offer is only available once per customer / borrowing entity within the Offer Period. If a customer refinances more than one loan, they will only receive the cash back once. Where there is more than one borrower, only one cash back will be paid and all borrowers are considered to have received a cash back. If any of the borrowers have received the cash back in the Offer Period, no further cash backs will be payable on any future refinance where that individual/borrowing entity is a borrower.
NAB
NAB – Cashback Offers Policy
Changes to eligibility for the $2,000 Refinance Cash Bonus Offer
Our $2,000 Refinance Cash Bonus Offer has been very popular and we’re pleased to announce that from 21 October 2022, the Offer will be available to eligible customers more than once.
What’s changing?
From 21 October 2022, the $2,000 Refinance Cash Bonus Offer will be available to customers who have not received the Offer inside the previous 6 months.
In addition, the Offer will now be available to customers once every 6 months if they choose to refinance additional lending to NAB.
Please note:
- The new eligibility will apply to new loans drawn on or after October 21, 2022.
- The terms and conditions of this offer will be updated on nabbroker.com.au/offers from 21 October.
- There are no further changes to the existing eligibility criteria.
Further support For more information and further support, please visit nabbroker.com.au/offers or reach out to your BDM.
St George
Get $4K cashback when you refinance to us
Eligibility
- It’s an Investment home loan on either Interest Only or Principal & Interest repayments, or an Owner Occupier home loan with Principal & Interest repayments
- It’s either our Basic Home Loan, or a Fixed or Variable Rate home loan under our Advantage Package* ($395 annual package fee and full terms and conditions apply)
- Limit of one $4,000 cashback payment regardless of the number of applications, applicants, properties or loans involved per 12 month period. For joint applications, only one cashback payment will be paid to the primary applicant.
- Loan size needs to be at least $250k.
- LVR up to 80%
- Apply before 28th February 2023 and settle by 31st May 2023.
Exclusions
- Excludes Owner Occupier home loans with Interest Only repayments
- Excludes Portfolio Loans and residential lending originated under family or company trusts
- Excludes home loan switches and internal refinances within the Westpac Group, including St.George, Bank of Melbourne, Westpac, BankSA and RAMS
- Excludes loans with an LVR above 80%
- Only one $4K cashback offer per primary applicant within a 12 month period
- For joint applications, only one cashback payment will be paid to the primary applicant. Excludes any loan amount below $250k
St George – First Home Buyer LMI reduction to 85%
St.George – Cashback Offers Policy $1 LMI
Reduce the cost of LMI to $1 if you are an eligible first home buyer.
You will need to contribute a minimum deposit of 15% of the property’s valuation.
Your lender or broker will be able to help determine if you’re eligible. You’ll need to meet these conditions:
- Be a first home buyer applying for your first home loan for your first property
- Apply for a home loan with St.George from Monday 13 July 2020
- Your home loan has an LVR up to 85% at the time of formal approval
- Owner Occupier home loan with Principal & Interest repayments
- With our Basic Home Loan, Fixed rate home loan or our Variable home loan under our Advantage Package# ($395 annual package fee applies)
- Loan size must not be over $850,000
- For joint applications, only one applicant needs to be a first home buyer
- Only one property financed per application.
T&Cs apply.
Westpac
Westpac – Cashback Offers Policy $2,000 Refinance Cashback
One $2,000 Refinance Cashback.
Applications received between 1 August 2022 and 28 February 2023 and settle by 31 May 2023. Offer may be varied or withdrawn at any time
Eligibility Criteria
- Refinance Cashback per customer home loan offer. $2,000 for eligible refinance applications
- Available for Owner Occupier (Principal & Interest repayments) and Residential Investment Home Loans for refinance purposes.
- Available for Flexi First Option Home Loans and loans under the Premier Advantage Package* ($395 Annual Package Fee applies).
- Minimum loan must be $250k and LVR is less than or equal to 80%.
- The cashbacks will be paid into a Westpac Choice transaction account within 60 days of settlement. The transaction account must be in the same name as the home loan account and linked to the home loan at the time of settlement.
Exclusions
- LVR greater than 80%.
- Equity Access Loans.
- Switches and refinances of home loans within the Westpac Group which include Westpac, St.George, Bank of Melbourne, BankSA and RAMS.
- Owner Occupier Interest Only loans.
- Residential lending originated under a trust.
- Residential lending under a company name.
Ubank Multiple depending on Loan Amount
From 1 December 2022, your customers can enjoy cashback of up to $5k when they purchase or refinance on eligible ‘Neat & Own’ home loans and have an LVR of 80% or less.
How it works:
- Have an LVR of 80% or less
- $4k cashback for loans between $250,000 and under $1m
- $5k cashback for loans of $1m or more
- Apply between 10 November 2022 – 28 February 2023 and settle by 30 April 2023
- Not available for refinances within NAB Group
Whether your customers are wanting to get their first home loan, or second, or even just refinancing, there’s no better time than now.
Already have a customer with a pre-approval or unconditional approval with us in the pipeline? As a gesture, we may offer the cashback to already approved customers, provided all other Ts&Cs and criteria are met.
For more info, visit ubank.com.au/home-loans or chat with your BDM today.
Exclusions and additional eligibility criteria apply. Cashback not available for refinances within NAB Group. For full Ts&Cs of the cashback offer
