There are lots of reasons why we need more time to refinance a home loan or home mortgage refinance loan. Day-to-day pressures of work, kids, sports, and family generally leave us little time to follow the financial markets, which are constantly influencing interest rates and the deals offered by lenders. What must be considered is that often, a .05% change in interest rates can result in a significant reduction on the term of your loan.
Home mortgage refinance or refinance home mortgage loans is possible due to the ongoing changes in rates by lenders in the market. There are many reasons why lenders will change your rate of interest, including changes by the Reserve Bank, the availability of money in the market, and the lenders' desire for profit. The entry of new banks into the industry has also increased competition, resulting in more viability in the market and more competitive rates. Consumers are taking advantage of this through home mortgage loan refinance.
Refinancing results in saving on the amount of interest you pay to the bank. Once you refinance, you can either bank the savings in repayments or continue to pay the same amount, which means you will pay the loan quicker and pay much less in interest. Depending on your financial position, refinancing and existing loans may create an opportunity for further investment or a second property.
Another reason to refinance your home loan or refinance home mortgage loans is to take advantage of a fantastic fixed interest rate that can provide some stability and predictability in your monthly repayments. This strategy can establish predictability in your repayments and may provide opportunities to fund another investment.
Brisbane Home Loan Finance Specialists are your eyes and ears in the market on a daily basis. They monitor your loan and immediately let you know when there is an opportunity to save money. You decide if you want to take advantage of the savings and home loan mortgage refinance. If you choose to refinance, we will ensure the transition is stress-free.
Brisbane Home Loans Finance Specialists have access to more than 40 financial institutions daily. Our mission is to help our clients achieve long-term financial success, and we specialise in mortgage loan refinance to achieve this.
Our Finance Specialists will assess your situation and provide you with a report identifying any opportunities available to you and the associated savings. It is a Free Service that we provide to our clients.
YOU'RE IN GOOD HANDS: Here at Brisbane Home Loans, we take the stress out of refinancing a home loan or a refinancing investment loan.
No Strings Attached, and It's FREE
We can assess your existing loan and report back with the answer to "How Much You Can Save in Less Than 48 Hours".
FREE LOAN HEALTH CHECK—Our loan health check compares your current interest rate and fees against what we can obtain for you if you refinance your home loan rates.
Brisbane Home Loans is all about good old-fashioned personal service without exception.
We take the time to listen to your needs and then search the market for the best products that satisfy them at the lowest possible cost.
We continue to work for you after the deal is finished, ensuring that we assess any new offers that may improve your current deal.
We give our clients access to Personal Loans, Home Loans, Investment Loans and Commercial Loans. You always only deal with one person for all your lending services.
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YOU’RE IN GOOD HANDS – We take the stress out of Refinancing a Home Loan or Refinancing An Investment Loan.
No Strings Attached and It’s FREE
We Can Asess Your Existing Loan and Report Back How Much You Can Save in Less Than 48 Hours.
FREE LOAN HEALTH CHECK – Our loan health check compares your current interest rate and fees against what we can obtain for you if you refinance.
Initial Meeting to Gather Information
We conduct a Market Assessment
We identify products that suit your needs
We produce a benefit analysis (Loan Health Check Report)
Second meeting to present the Health Check Report for your approval
We gather all necessary documents and lodge application
We finalise your new loan
Refinancing means replacing the current existing loan on your property with one from either the same lender or a different lender.
Interest rates are currently at historical lows, so securing those rates can be beneficial. Products with facilities such as offset accounts or redraw facilities can also help ensure that your Home Loan works for you rather than against you.
There are fees attached depending on each individual circumstance, but the fees are always disclosed to you during the initial interview. Before lodging the application, we will discuss the savings and improvements in terms of any fees with you.
When considering refinancing, consulting our specialists can open up a range of options to you that you may have yet to consider. These include drawing down equity in your property to pay for any needed renovations or to finally get away on that family holiday.
Brisbane Home Loans is all about good old fashioned personal service without exception.
We take the time to listen to your needs and then search the market for the best products that satisfies your needs at the lowest possible cost to you.
We continue to work for you after the deal is finished, ensuring that we asess any new offers that become available which may improve your current deal.
We give our clients access to Personal Loans, Home Loans, Investment Loans and Commercial Loans. You always only deal with on person for all your lending services.
Listen and Evaluate Your Needs
Calculate How Much You Can Borrow
Compare Options Available to You in The Market
Obtain Pre-Approval For You
Create A Plan For You To Ensure Your Always Getting The Best Deal
Most Importantly We Provide This at No Cost To You
Do All The Leg Work
Provide You Expert Advice
Customers Testimonials
It was Our First Home and We had No Idea. Thanks to The Team From Brisbane Home Loans
Daniel and the team at Brisbane Home Loans were super helpful and friendly to me as it was my first home loan and I had no idea! They answered all my questions and were very hardworking. Would definitely recommend to a friend.
They Made Buying Our First Home Easy and Fun. Thanks
The team at Brisbane Home loans have been super helpful and extremely professional to assist us with all our first home questions.
will be recommending them to everyone I know looking to buy!
Thanks for Helping me Turn my Dream into a Reality
Service was great, very informative and kept me up to date on all progress and all steps. Follow up after it was all done and dusted was also great. Took the stress out of it which was a great help for my busy life. I would totally recommend Dan and Jordan to anyone.
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