Why Should I Own My Own Home

This is very much a personal question which will be answered very differently depending on your family background, social status, employment situation and your personal dreams.

Owning your own home has always been the Australian dream and historically property ownership has resulted in increased values over time.

Many financial experts will propose arguments both ways as to the financial benefit of investing your savings into your own home versus other investment opportunities. Some are of the view that the cost of renting is lower than the cost of owning your own home when you consider, ongoing costs, upkeep, repairs and maintenance, insurance etc. over time.

On the flipside the rise in house prices over the past 20 years, has produced some incredibly growth in house pricing for Australians which in Australia remains one of the few tax-free profits you can make on your own home. Some Australians have made home ownership a business that has shaped their future and have accumulated some properties for investment.

Other more skilled individuals with great ideas or building experience have used these skills to purchase homes, renovate them and then sell them. This has resulted in upgrading each time and has allowed them to live in a high-priced home faster than otherwise possible.

Some individuals see home ownership as a way of being forced to save each month, whilst others prefer the stability that your own home provides rather than renting.  Some people enjoy the freedom of investing in their own home through renovation and improvements. Some want to provide their family a place of reference to call home.

Fundamentally, you can take a financial perspective about home ownership or a more personal perspective, either way, it is important for everyone to establish some clarity and purpose as to why you are choosing to purchase versus renting. This understanding will motivate you along the journey.

Why Choose Brisbane Home Loans

You're In Good Hands

Brisbane Home Loans is all about good old fashioned personal service without exception.

We Find The Right Deal For You

We take the time to listen to your needs and then search the market for the best products that satisfies your needs at the lowest possible cost to you.

Ongoing Comittment

We continue to work for you after the deal is finished, ensuring that we asess any new offers that become available which may improve your current deal.

One Stop Lending

We give our clients access to Personal Loans, Home Loans, Investment Loans and Commercial Loans.  You always only deal with on person for all your lending services.

How We Work With Our Clients

We can meet clients in our office, in their home, their office or the local coffee shop. Our initial interview will helps us understand the clients needs in the short, medium and long term so that we can find the best possible lender for your loan.

The world of financing continues to be more and more complicated. Our Lenders have experience in finding the right product to meet the specific needs of each of our clients.  During this phase, we identify two to three options that may be suitable.

Our Lending Specialists will present to you a number of options available outlining  the differences, benefits and downfalls of each option presented. Our preferred option and reasons why, we consider this the best fit for you will be clearly explained.

Our Lending Specialists work with our clients to have all documentsation signed, submitted to the lending institution and processed through to approval.

We pride outselves on client service which is why our Lending Specialists establish a reasonable review timeframe where they touch base with our Clients to ensure everything is working as planned.  During this review, the client is made aware of any new financing options in the market.

Brisbane Home Loans is not about one off loans. We truly care about our clients, which is why we stand by their side beyond the completion of the loan.

What Does A Mortgage Broker Do

Listen and Evaluate Your Needs
Calculate How Much You Can Borrow
Compare Options Available to You in The Market
Provide You Expert Advice
Do All The Leg Work
Obtain Pre-Approval For You
Create A Plan For You To Ensure Your Always Getting The Best Deal
Most Importantly We Provide This at No Cost To You


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