We Can Help You Get a Loan And Help You Prepare For A Loan
Protection against Rate Increases: Lock in predictable and stable payments for 1 to 5 years, protecting you from increasing interest rates. Some lenders can offer an assured fixed rate before settlement, but this may incur a "rate lock fee".
Fixed-rate: As long as they fix at some rate for the fixed period, consistent repayments secure you, so you do not have to worry about how your cash flow will be to meet the repayments for greater peace of mind.
Fixed-rate loans reduce a lender's ability to pay off a loan quicker by imposing additional repayment rules or capping it at an annual amount. Significant break fees apply if you wish to refinance, sell your property or pay off your loan in full before the fixed term has ended.
If you have taken a home loan with a fixed rate, you will not benefit from any reductions your lender makes to their home loan rates over the fixed term.
Are you looking to apply for a fixed-rate home loan? Submit the application in just five minutes with information and details of:
Listen and Evaluate Your Needs
Calculate How Much You Can Borrow
Compare Options Available to You in The Market
Obtain Pre-Approval For You
Create A Plan For You To Ensure Your Always Getting The Best Deal
Most Importantly We Provide This at No Cost To You
Do All The Leg Work
Provide You Expert Advice
These interest rates apply to the 3-year fixed for owner-occupied and investment properties, where the principal and interest repayments are made through the Home Loan Package. Fixed rates are offered for periods ranging from 1 to 5 years.
| Rate Type | Interest Rate | Comparison Rate |
|---|---|---|
| Investment | 5.79% p.a. | 6.62% p.a. |
| Owner Occupied | 5.59% p.a. | 6.42% p.a. |
| Fee | Details |
|---|---|
| Rate lock fee (Optional) | $750 |
| Variation fee (if you make changes to your loan) | $300 |
| Valuation fee | $0 with the home loan package or quoted on the application. |
| Settlement fee | $0 with the home loan package or $150. |
| Establishment fee | $0 with the home loan package or $600. |
Customers Testimonials
It was Our First Home and We had No Idea. Thanks to The Team From Brisbane Home Loans
Daniel and the team at Brisbane Home Loans were super helpful and friendly to me as it was my first home loan and I had no idea! They answered all my questions and were very hardworking. Would definitely recommend to a friend.
They Made Buying Our First Home Easy and Fun. Thanks
The team at Brisbane Home loans have been super helpful and extremely professional to assist us with all our first home questions.
will be recommending them to everyone I know looking to buy!
Thanks for Helping me Turn my Dream into a Reality
Service was great, very informative and kept me up to date on all progress and all steps. Follow up after it was all done and dusted was also great. Took the stress out of it which was a great help for my busy life. I would totally recommend Dan and Jordan to anyone.
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